General Liability Insurance

Every Texas business faces potential lawsuits from customer injuries, property damage, and accidents that could threaten your company's survival. General liability insurance provides essential protection against claims that could otherwise bankrupt your business. From small retail shops in the Valley to service companies in Dallas, this coverage is fundamental to operating safely.

Your policy covers bodily injury claims if a customer slips and falls in your store, a client is injured at your business location, or someone is hurt because of your business operations. Property damage coverage protects you if your business damages someone else's property during normal operations. If your employee accidentally damages a client's home while making a delivery or your equipment causes damage at a job site, you're covered.

Personal and advertising injury coverage handles claims of slander, libel, or copyright infringement related to your advertising and marketing activities. Products-completed operations coverage protects you from claims arising after you've completed work or delivered a product. Medical payments coverage handles minor injuries to customers or clients without requiring a lawsuit, often preventing small incidents from becoming major claims.

Texas businesses face liability risks every day. A customer injured in your San Antonio storefront, property damage caused by your operations in Houston, or someone hurt by a product you sold in El Paso could all result in expensive lawsuits. Without proper coverage, one serious claim could force you to close your business and expose your personal assets.

We help Texas business owners understand their liability risks and structure policies that provide adequate protection without unnecessary coverage. Whether you operate a restaurant, retail store, service business, or professional office, general liability insurance provides the foundation of your business insurance program. Your business deserves protection that lets you focus on growth rather than worrying about potential lawsuits.